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« Can My Unemployment Insurance Benefit Be Cut If I Collect Social Security? | Main | Roth IRA Conversions and Buyer's Remorse: How Often Can I Change My Mind About A Conversion? »

01/07/2010

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We are both 70, and have only been married since January of 2010. Can my wife claim 50% of my SS benefit, if not when?

Lynn replies: Your wife can claim 50% of your Social Security benefit as soon as you've celebrated your first anniversary.

To claim a spousal benefit, you must meet three requirements: You must have been married at least one year; your husband or wife must have applied for his or her benefit; and you must be over 62 years old.

My wife and I are on Social Security disability. Is she able to collect up to 50% of my Social Security, if it is more than hers? And if she can, does it reduce my benefits at all?

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